Checking Accounts

Your friends here at Provident State Bank offer a variety of checking accounts, ensuring that you will find one that meets your financial needs. From students to senior citizens, we have a checking account for you no matter your demographic or financial situation. Our expert staff will work hard to get you fitted with the optimal checking account for spending and saving your hard-earned funds.    



Secure Checking Green Checking Balance Checking Senior Checking Interest Checking Student Checking Money Market  Premier Money Market  Non-Profit Checking 
Overview Checking account with Theft Protection Service, credit monitoring and alerts, cell phone protection, shopping rewards, Accidental Death and Dismemberment Insurance and more! Designed for customers who use their debit/credit cards for point of sale transactions 6 or more times in a month. Maintain at least a $500.00 balance in your account to avoid a monthly fee Designed for customers over the age of 55 Maintain a daily minimum balance of $1,000.00 or more to earn interest and avoid a service charge Designed for active students in High School or college students under 24 years of age. No check images available Maintain a daily balance of $1,000 or more to earn interest and avoid a service charge.  Your high-end account. Tiered interest rates are offered.  All monthly maintenance service charges are waived for non-profit accounts. 
Minimum Opening Deposit $25 $25 $25 $25 $1000 $25 $1,000   $125,000  $25
Minimum Daily Balance to avoid monthly service charge $0 $500 $500 $0 $1000 $0  $1,000 $125,000   N/A
Service Charge $6.95/month $5.95/month $5.95/month N/A $10.00/month N/A  $10.00/month $25.00/month  N/A 
Minimum Balance to earn interest N/A N/A N/A N/A $1000 N/A  N/A  N/A Yes 
ATM/Visa® Check Card Yes 6 point of sale transactions required to avoid monthly fee Yes Yes Yes Yes  No No  Yes 
Checks Yes Yes Yes Free Personalized PSB checks (limited style) Yes Free intro pack of Checks (limited style)  Limited Limited  Yes 
Free Online Banking Yes Yes Yes Yes Yes Yes Yes  Yes  Yes 
Free Mobile Banking/Deposit Yes Yes Yes Yes Yes Yes Yes  Yes  Yes 
Free Online Bill Pay Yes Yes Yes Yes Yes Yes Yes  Yes   Yes
Free E-Statements Yes Yes Yes Yes Yes Yes  Yes Yes  Yes 
Learn More  Secure Checking  Green Checking   Balance Checking Senior Checking Interest Checking  Student Checking Money Market  Premier Money Market Non-Profit Checking